North America · CAD · 5 routes
Payouts to Canada
Imported payout availability and route requirements
Payout destination · CA
Canada
North America · CAD
Supported payout methods
Supported currencies
Cutoff & delivery timing
T1 · T+1 day credit subject to cutoff of 18:00 ET · B2B · B2P · P2P · P2B
Route details
Select a supported mode
Beneficiary statement narrative
Domestic Clearing System limits ability to transfer full remitter information to the Beneficiary. Visibility of Standard Statement Narration is missing.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks in Canada
Routing code
BANK CODE
Notes
*The status update will be done on T+1 basis though the Beneficiary may receive the credit before this.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Business to business · CORPORATE
Beneficiary statement narrative
Domestic Clearing System limits ability to transfer full remitter information to the Beneficiary. Visibility of Standard Statement Narration is missing.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks in Canada
Routing code
TRANSIT NUMBER
Notes
*The status update will be done on T+1 basis though the Beneficiary may receive the credit before this.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Business to person · INDIVIDUAL
Beneficiary statement narrative
Domestic Clearing System limits ability to transfer full remitter information to the Beneficiary. Visibility of Standard Statement Narration is missing.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks in Canada
Routing code
TRANSIT NUMBER
Notes
*The status update will be done on T+1 basis though the Beneficiary may receive the credit before this.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Person to person · INDIVIDUAL
Beneficiary statement narrative
Domestic Clearing System limits ability to transfer full remitter information to the Beneficiary. Visibility of Standard Statement Narration is missing.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks in Canada
Routing code
BANK CODE
Notes
*The status update will be done on T+1 basis though the Beneficiary may receive the credit before this.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Person to business · CORPORATE
Supported currencies
Cutoff & delivery timing
T1 · T+1 day credit subject to cutoff of 23:59 ET · B2B · B2P · P2P · P2B
Route details
Select a supported mode
Beneficiary statement narrative
Domestic Clearing System limits ability to transfer full remitter information to the Beneficiary. Visibility of Standard Statement Narration is missing.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks in Canada
Routing code
TRANSIT NUMBER
Notes
*The status update will be done on T+1 basis though the Beneficiary may receive the credit before this.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Business to business · CORPORATE
Beneficiary statement narrative
Domestic Clearing System limits ability to transfer full remitter information to the Beneficiary. Visibility of Standard Statement Narration is missing.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks in Canada
Routing code
TRANSIT NUMBER
Notes
*The status update will be done on T+1 basis though the Beneficiary may receive the credit before this.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Business to person · INDIVIDUAL
Beneficiary statement narrative
Domestic Clearing System limits ability to transfer full remitter information to the Beneficiary. Visibility of Standard Statement Narration is missing.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks in Canada
Routing code
TRANSIT NUMBER
Notes
*The status update will be done on T+1 basis though the Beneficiary may receive the credit before this.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Person to person · INDIVIDUAL
Beneficiary statement narrative
Domestic Clearing System limits ability to transfer full remitter information to the Beneficiary. Visibility of Standard Statement Narration is missing.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks in Canada
Routing code
TRANSIT NUMBER
Notes
*The status update will be done on T+1 basis though the Beneficiary may receive the credit before this.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Person to business · CORPORATE
Supported currencies
Cutoff & delivery timing
Instant · Near real time(upto 60 mins) - subject to window of 05:00hrs ET to 22:30hrs ET · B2B · B2P · P2P · P2B
Route details
Select a supported mode
Beneficiary statement narrative
Remitter Name and Statement Narrative is passed to the Beneficiary Bank and depends on Beneficiary Bank if it appears in the Beneficiary statement narration.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All Interac supported banks in Canada
Notes
Beneficiary account should be enabled with auto-deposit to receive payments via interac proxy.
Mandatory data requirements
REMITTER
BENEFICIARY
OTHER
Supporting documents
Route source
BANK · Business to business · CORPORATE
Beneficiary statement narrative
Remitter Name and Statement Narrative is passed to the Beneficiary Bank and depends on Beneficiary Bank if it appears in the Beneficiary statement narration.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All Interac supported banks in Canada
Notes
Beneficiary account should be enabled with auto-deposit to receive payments via interac proxy.
Mandatory data requirements
REMITTER
BENEFICIARY
OTHER
Supporting documents
Route source
BANK · Business to person · INDIVIDUAL
Beneficiary statement narrative
Remitter Name and Statement Narrative is passed to the Beneficiary Bank and depends on Beneficiary Bank if it appears in the Beneficiary statement narration.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All Interac supported banks in Canada
Notes
Beneficiary account should be enabled with auto-deposit to receive payments via interac proxy.
Mandatory data requirements
REMITTER
BENEFICIARY
OTHER
Supporting documents
Route source
BANK · Person to person · INDIVIDUAL
Beneficiary statement narrative
Remitter Name and Statement Narrative is passed to the Beneficiary Bank and depends on Beneficiary Bank if it appears in the Beneficiary statement narration.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All Interac supported banks in Canada
Notes
Beneficiary account should be enabled with auto-deposit to receive payments via interac proxy.
Mandatory data requirements
REMITTER
BENEFICIARY
OTHER
Supporting documents
Route source
BANK · Person to business · CORPORATE
Supported currencies
Cutoff & delivery timing
Instant · Near real time(upto 60 mins) - subject to window of 05:00hrs ET to 22:30hrs ET · B2B · B2P · P2P · P2B
Route details
Select a supported mode
Beneficiary statement narrative
Remitter Name and Statement Narrative is passed to the Beneficiary Bank and depends on Beneficiary Bank if it appears in the Beneficiary statement narration.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All Interac supported banks in Canada
Routing code
TRANSIT NUMBER
Notes
Clients wanting to do payment via INTERAC should reach out to their NIUM representative
To pass Payout Rail as - "ca_interac" in the payment request
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Business to business · CORPORATE
Beneficiary statement narrative
Remitter Name and Statement Narrative is passed to the Beneficiary Bank and depends on Beneficiary Bank if it appears in the Beneficiary statement narration.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All Interac supported banks in Canada
Routing code
TRANSIT NUMBER
Notes
Clients wanting to do payment via INTERAC should reach out to their NIUM representative
To pass Payout Rail as - "ca_interac" in the payment request
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Business to person · INDIVIDUAL
Beneficiary statement narrative
Remitter Name and Statement Narrative is passed to the Beneficiary Bank and depends on Beneficiary Bank if it appears in the Beneficiary statement narration.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All Interac supported banks in Canada
Routing code
TRANSIT NUMBER
Notes
Clients wanting to do payment via INTERAC should reach out to their NIUM representative
To pass Payout Rail as - "ca_interac" in the payment request
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Person to person · INDIVIDUAL
Beneficiary statement narrative
Remitter Name and Statement Narrative is passed to the Beneficiary Bank and depends on Beneficiary Bank if it appears in the Beneficiary statement narration.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All Interac supported banks in Canada
Routing code
TRANSIT NUMBER
Notes
Clients wanting to do payment via INTERAC should reach out to their NIUM representative
To pass Payout Rail as - "ca_interac" in the payment request
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
Supporting documents
Route source
LOCAL · Person to business · CORPORATE
Supported currencies
Cutoff & delivery timing
T1 · Same-day processing subject to cutoff of 07:30 UTC · B2B · B2P · P2P · P2B
Route details
Select a supported mode
Beneficiary statement narrative
Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.
[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All SWIFT enabled banks in the country
All major banks enabled with SWIFT CODE
Routing code
SWIFT
Proof of payment
pacs.008 can be considered as a proof of payment and can be provided on request
Notes
WIRES can be sent to all countries except for OFAC listed.
pacs.008 can be provided on request.
NIUM does not support OUR charge type for CAD currency WIRES
Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
SWIFT · Business to business · CORPORATE
Beneficiary statement narrative
Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.
[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All SWIFT enabled banks in the country
All major banks enabled with SWIFT CODE
Routing code
SWIFT
Proof of payment
pacs.008 can be considered as a proof of payment and can be provided on request
Notes
WIRES can be sent to all countries except for OFAC listed.
pacs.008 can be provided on request.
NIUM does not support OUR charge type for CAD currency WIRES
Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
SWIFT · Business to person · INDIVIDUAL
Beneficiary statement narrative
[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]
Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All SWIFT enabled banks in the country
All major banks enabled with SWIFT CODE
Routing code
SWIFT
Proof of payment
pacs.008 can be considered as a proof of payment and can be provided on request
Notes
WIRES can be sent to all countries except for OFAC listed.
pacs.008 can be provided on request.
NIUM does not support OUR charge type for CAD currency WIRES
Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
SWIFT · Person to person · INDIVIDUAL
Beneficiary statement narrative
Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.
[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All SWIFT enabled banks in the country
All major banks enabled with SWIFT CODE
Routing code
SWIFT
Proof of payment
pacs.008 can be considered as a proof of payment and can be provided on request
Notes
WIRES can be sent to all countries except for OFAC listed.
pacs.008 can be provided on request.
NIUM does not support OUR charge type for CAD currency WIRES
Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
SWIFT · Person to business · CORPORATE