Route decision guide
Choose the path from the payment backward.
Start with what the payer sends and where the balance should settle. The rail follows from those constraints.
Decision sequence
Three decisions. One viable route.
Use this order to avoid comparing rails that cannot serve the underlying payment.
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01
Define the money movement
Choose Funding when adding balance. Choose Collection when receiving third-party payments.
FundingCollection -
02
Fix the settlement currency
Match the currency the payer sends to the balance you expect to receive.
Payer currencyBalance currency -
03
Inspect the eligible rails
Compare settlement timing, reference requirements, and platform availability.
RailSettlementReferencePlatform
Ready to route?
Apply the sequence to the currency matrix.
Combine use case, region, rail and platform filters without losing the shareable URL.