Europe · EUR · 2 routes
Payouts to Finland
Imported payout availability and route requirements
Payout destination · FI
Finland
Europe · EUR
Supported payout methods
Supported currencies
Cutoff & delivery timing
Instant · 1. Real-time for transaction amount <= EUR 100,000 · 2. Same-day for transaction amount > EUR 100,000 subject to cutoff of 14.00 EET · B2B · B2P · P2P · P2B
Route details
Select a supported mode
Beneficiary statement narrative
Remitter Name & NIUM appears in the beneficiary statement
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks connected with SEPA Network
Routing code
SWIFT
Proof of payment
Upon request, Proof of Payment for a transaction can be made available.
Notes
1. Coverage includes the EU as well as several Non-EU countries.
2. Not all supported countries support Realtime payments
3. Few banks in Instant supported countries may not support instant payments and payments will be routed through Standard mode in such cases.
4.Certain banks require the complete 11-character SWIFT code—including the branch identifier—in order to accurately route and successfully process the payment.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
LOCAL · Business to business · CORPORATE
Beneficiary statement narrative
Remitter Name & NIUM appears in the beneficiary statement
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks connected with SEPA Network
Routing code
SWIFT
Proof of payment
Upon request, Proof of Payment for a transaction can be made available.
Notes
1. Coverage includes the EU as well as several Non-EU countries.
2. Not all supported countries support Realtime payments
3. Few banks in Instant supported countries may not support instant payments and payments will be routed through Standard mode in such cases.
4.Certain banks require the complete 11-character SWIFT code—including the branch identifier—in order to accurately route and successfully process the payment.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
LOCAL · Business to person · INDIVIDUAL
Beneficiary statement narrative
Remitter Name & NIUM appears in the beneficiary statement
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks connected with SEPA Network
Routing code
SWIFT
Proof of payment
Upon request, Proof of Payment for a transaction can be made available.
Notes
1. Coverage includes the EU as well as several Non-EU countries.
2. Not all supported countries support Realtime payments
3. Few banks in Instant supported countries may not support instant payments and payments will be routed through Standard mode in such cases.
4.Certain banks require the complete 11-character SWIFT code—including the branch identifier—in order to accurately route and successfully process the payment.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
LOCAL · Person to person · INDIVIDUAL
Beneficiary statement narrative
Remitter Name & NIUM appears in the beneficiary statement
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All banks connected with SEPA Network
Routing code
SWIFT
Proof of payment
Upon request, Proof of Payment for a transaction can be made available.
Notes
1. Coverage includes the EU as well as several Non-EU countries.
2. Not all supported countries support Realtime payments
3. Few banks in Instant supported countries may not support instant payments and payments will be routed through Standard mode in such cases.
4.Certain banks require the complete 11-character SWIFT code—including the branch identifier—in order to accurately route and successfully process the payment.
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
LOCAL · Person to business · CORPORATE
Supported currencies
Cutoff & delivery timing
T1 · Same-day processing subject to cutoff of 07:30 UTC · B2B · B2P · P2P · P2B
Route details
Select a supported mode
Beneficiary statement narrative
Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.
[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All SWIFT enabled banks in the country
Routing code
SWIFT
Proof of payment
pacs.008 can be considered as a proof of payment and can be provided on request
Notes
WIRES can be sent to all countries except for OFAC listed.
pacs.008 can be provided on request.
NIUM does not support OUR charge type for CAD currency WIRES
Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
SWIFT · Business to business · CORPORATE
Beneficiary statement narrative
Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.
[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All SWIFT enabled banks in the country
Routing code
SWIFT
Proof of payment
pacs.008 can be considered as a proof of payment and can be provided on request
Notes
WIRES can be sent to all countries except for OFAC listed.
pacs.008 can be provided on request.
NIUM does not support OUR charge type for CAD currency WIRES
Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
SWIFT · Business to person · INDIVIDUAL
Beneficiary statement narrative
Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.
[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All SWIFT enabled banks in the country
Routing code
SWIFT
Proof of payment
pacs.008 can be considered as a proof of payment and can be provided on request
Notes
WIRES can be sent to all countries except for OFAC listed.
pacs.008 can be provided on request.
NIUM does not support OUR charge type for CAD currency WIRES
Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
SWIFT · Person to person · INDIVIDUAL
Beneficiary statement narrative
Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.
[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]
Network participant
Bank
FX source
Live Interbank based rates available 24x7, including off-market hours
Channels
All SWIFT enabled banks in the country
Routing code
SWIFT
Proof of payment
pacs.008 can be considered as a proof of payment and can be provided on request
Notes
WIRES can be sent to all countries except for OFAC listed.
pacs.008 can be provided on request.
NIUM does not support OUR charge type for CAD currency WIRES
Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type
Mandatory data requirements
REMITTER
BENEFICIARY
ROUTING
OTHER
Supporting documents
Route source
SWIFT · Person to business · CORPORATE