Asia · PKR · 4 routes

Payouts to Pakistan

Imported payout availability and route requirements

Payout destination · PK

Pakistan

Asia · PKR

Supported payout methods

Supported currencies

PKR

Cutoff & delivery timing

Instant · 1. Payments to Freelancers - USD 25,000 per Beneficiary per month. · 2. Pension payments - USD 25,000 per Beneficiary per month. · 3. Real Time, 24x7 for up to 1 Mn PKR · 4. Same Day subject to cutoff of 16:00 local time. · B2P · P2P

Transaction limit per end-user	B2P	P2P
Min	Not specified	Not specified
Max	Not specified	Not specified

Route details

Select a supported mode

Beneficiary statement narrative

Remitter name will be visible to the beneficiary. Visibility of Standard Statement Narration is missing.

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All banks in Pakistan

Account verification

Can verify both the bank account number and the account holder's name.

Routing code

SWIFT

Notes

If account number is not IBAN, transaction will not be processed in real time.

Where Beneficiary Name does not Match with Account Name, transaction goes in T+1.

Transactions originating from India (IN), Pakistan (PK) & Israel (IL) is not supported

Mandatory data requirements

REMITTER

NameAccount TypeIdentification NumberIdentification TypeCityCountry CodeContact NoAddress

BENEFICIARY

NameAccount Number (IBAN)Bank CodeAccount TypeCountry Code

OTHER

Remit Purpose Code

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

LOCAL · Business to person · INDIVIDUAL

Beneficiary statement narrative

Remitter name will be visible to the beneficiary. Visibility of Standard Statement Narration is missing.

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All banks in Pakistan

Account verification

Can verify both the bank account number and the account holder's name.

Routing code

SWIFT

Notes

If account number is not IBAN, transaction will not be processed in real time.

Where Beneficiary Name does not Match with Account Name, transaction goes in T+1.

Transactions originating from India (IN), Pakistan (PK) & Israel (IL) is not supported

Mandatory data requirements

REMITTER

NameAccount TypeIdentification NumberIdentification TypeCityCountry CodeContact NoAddress

BENEFICIARY

NameAccount Number (IBAN)Bank CodeAccount TypeCountry Code

OTHER

Remit Purpose Code

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

LOCAL · Person to person · INDIVIDUAL

Supported currencies

PKR

Cutoff & delivery timing

Instant · Realtime, 24x7 · P2P

Transaction limit per end-user	P2P
Min	PKR 0
Max	PKR 50,000

Channels

Jazz Cash,Easy Paisa, Sadapay

Wallets

JAZZCASH

EASYPAISA

SADAPAY

Notes

The maximum amount depends on the KYC done by beneficiary. Maximum for Level 0 KYC - PKR 25,000 and Level 1 - PKR 50,000.

Mandatory data requirements

REMITTER

NameIdentification NumberCityContact NumberAccount TypeIdentification TypeCountry CodeAddress

BENEFICIARY

NameAccount TypeAccount NumberCountry Code

ROUTING

Code Type 1 – WALLETCode Value 1

OTHER

Remit Purpose CodePayout Method - WALLET

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

WALLET · Person to person · INDIVIDUAL

Supported currencies

PKR

Cutoff & delivery timing

T1 · Same-day processing subject to cutoff of 7:30 UTC · B2B · B2P · P2P · P2B

Transaction limit per end-user	B2B	B2P	P2P	P2B
Min	Not specified	Not specified	Not specified	Not specified
Max	Not specified	Not specified	Not specified	Not specified

Route details

Select a supported mode

Beneficiary statement narrative

[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All major banks enabled with SWIFT

Routing code

SWIFT

Proof of payment

pacs.008 can be considered as a proof of payment and can be provided on request

Notes

For WIRES, NIUM supports transactions with SHA Fee Type

Mandatory data requirements

REMITTER

Account TypeIdentification TypeIdentification NumberAddressCountry code

BENEFICIARY

NameAccount NumberAccount TypeCountry CodeAddressCityPostcode

ROUTING

Code Type 1 - SWIFTCode Value 1

OTHER

Remit Purpose CodeDestination Amount

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

LOCAL · Business to business · CORPORATE

Beneficiary statement narrative

[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All major banks enabled with SWIFT

Routing code

SWIFT

Proof of payment

pacs.008 can be considered as a proof of payment and can be provided on request

Notes

For WIRES, NIUM supports transactions with SHA Fee Type

Mandatory data requirements

REMITTER

Account TypeIdentification TypeIdentification NumberAddressCountry code

BENEFICIARY

NameAccount NumberAccount TypeCountry CodeAddressCityPostcode

ROUTING

Code Type 1 - SWIFTCode Value 1

OTHER

Remit Purpose CodeDestination Amount

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

LOCAL · Business to person · INDIVIDUAL

Beneficiary statement narrative

[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All major banks enabled with SWIFT

Routing code

SWIFT

Proof of payment

pacs.008 can be considered as a proof of payment and can be provided on request

Notes

For WIRES, NIUM supports transactions with SHA Fee Type

Mandatory data requirements

REMITTER

Account TypeIdentification TypeIdentification NumberAddressCountry code

BENEFICIARY

NameAccount NumberAccount TypeCountry CodeAddressCityPostcode

ROUTING

Code Type 1 - SWIFTCode Value 1

OTHER

Remit Purpose CodeDestination Amount

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

LOCAL · Person to person · INDIVIDUAL

Beneficiary statement narrative

[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All major banks enabled with SWIFT

Routing code

SWIFT

Proof of payment

pacs.008 can be considered as a proof of payment and can be provided on request

Notes

For WIRES, NIUM supports transactions with SHA Fee Type

Mandatory data requirements

REMITTER

Account TypeIdentification TypeIdentification NumberAddressCountry code

BENEFICIARY

NameAccount NumberAccount TypeCountry CodeAddressCityPostcode

ROUTING

Code Type 1 - SWIFTCode Value 1

OTHER

Remit Purpose CodeDestination Amount

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

LOCAL · Person to business · CORPORATE

Supported currencies

USD

EUR

SGD

GBP

AUD

CAD

HKD

JPY

CHF

NZD

Cutoff & delivery timing

T1 · Same-day processing subject to cutoff of 07:30 UTC · B2B · B2P · P2P · P2B

Transaction limit per end-user	B2B	B2P	P2P	P2B
Min	Not specified	Not specified	Not specified	Not specified
Max	Not specified	Not specified	Not specified	Not specified

Route details

Select a supported mode

Beneficiary statement narrative

Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.

[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All SWIFT enabled banks in the country

Routing code

SWIFT

Proof of payment

pacs.008 can be considered as a proof of payment and can be provided on request

Notes

WIRES can be sent to all countries except for OFAC listed.

pacs.008 can be provided on request.

NIUM does not support OUR charge type for CAD currency WIRES

Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.

For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type

Mandatory data requirements

REMITTER

NameAccount TypeIdentification TypeIdentification NumberAddressCountry Code

BENEFICIARY

NameAccount TypeAccount NumberCountry CodeAddressCityPostcodeAddress (Recommended)City (Recommended)Postcode (Recommended)

ROUTING

Code Value 1Code Type 1 - SWIFT Code

OTHER

Remit Purpose Code

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

SWIFT · Business to business · CORPORATE

Beneficiary statement narrative

Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.

[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All SWIFT enabled banks in the country

Routing code

SWIFT

Proof of payment

pacs.008 can be considered as a proof of payment and can be provided on request

Notes

WIRES can be sent to all countries except for OFAC listed.

pacs.008 can be provided on request.

NIUM does not support OUR charge type for CAD currency WIRES

Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.

For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type

Mandatory data requirements

REMITTER

NameAccount TypeIdentification TypeIdentification NumberAddressCountry Code

BENEFICIARY

NameAccount TypeAccount NumberCountry CodeAddressCityPostcodeAddress (Recommended)City (Recommended)Postcode (Recommended)

ROUTING

Code Value 1Code Type 1 - SWIFT Code

OTHER

Remit Purpose Code

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

SWIFT · Business to person · INDIVIDUAL

Beneficiary statement narrative

[{Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank.}, { Details available on beneficiary statement will be dependent on beneficiary bank.}]

Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All SWIFT enabled banks in the country

Routing code

SWIFT

Proof of payment

pacs.008 can be considered as a proof of payment and can be provided on request

Notes

WIRES can be sent to all countries except for OFAC listed.

pacs.008 can be provided on request.

NIUM does not support OUR charge type for CAD currency WIRES

Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.

For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type

Mandatory data requirements

REMITTER

NameAccount TypeIdentification TypeIdentification NumberAddressCountry Code

BENEFICIARY

NameAccount TypeAccount NumberCountry CodeAddressCityPostcodeAddress (Recommended)City (Recommended)Postcode (Recommended)

ROUTING

Code Value 1Code Type 1 - SWIFT Code

OTHER

Remit Purpose Code

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

SWIFT · Person to person · INDIVIDUAL

Beneficiary statement narrative

Ultimate Sender Name and narrative details will be passed as part of pacs.008 message to beneficiary bank. Details available on beneficiary statement will be dependent on beneficiary bank.

Network participant

Bank

FX source

Live Interbank based rates available 24x7, including off-market hours

Channels

All SWIFT enabled banks in the country

Routing code

SWIFT

Proof of payment

pacs.008 can be considered as a proof of payment and can be provided on request

Notes

WIRES can be sent to all countries except for OFAC listed.

pacs.008 can be provided on request.

NIUM does not support OUR charge type for CAD currency WIRES

Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.

For foreign currency wire currencies USD, EUR, GBP - NIUM supports both OUR and SHA fee type while for other currencies AUD, CAD, CHF, JPY, NZD, HKD, SGD - NIUM supports only SHA fee type

Mandatory data requirements

REMITTER

NameAccount TypeIdentification TypeIdentification NumberAddressCountry Code

BENEFICIARY

NameAccount TypeAccount NumberCountry CodeAddressCityPostcodeAddress (Recommended)City (Recommended)Postcode (Recommended)

ROUTING

Code Value 1Code Type 1 - SWIFT Code

OTHER

Remit Purpose Code

Supporting documents

Remitter Beneficiary RelationshipNature of BusinessDuration of ContractCommercial AgreementCurrent Invoice

Route source

SWIFT · Person to business · CORPORATE

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