EUR funding routes

SEPA Instant 3 groups

SEPA Instant: SEPA Instant (Wire) Non-financial institutions Settlement: REALTIME Platform: Nium One Sender market: Europe

SEPA Instant: SEPA Instant (Local) Non-financial institutions · Customer: Multiple locations Settlement: REALTIME Platform: Nium One Sender market: Multiple sender markets

SEPA Instant: SEPA Instant (Local + Wire) Non-financial institutions · Customer: All Settlement: REALTIME Platform: Nium One Sender market: Netherlands

SEPA Standard 3 groups

SEPA Standard: SEPA Standard (Wire) Non-financial institutions Settlement: T0 Platform: Nium One Sender market: Europe

SEPA Standard: SEPA Standard (Local) Non-financial institutions · Customer: Multiple locations Settlement: T0 Platform: Nium One Sender market: Multiple sender markets

SEPA Standard: SEPA Standard (Local + Wire) Non-financial institutions · Customer: All Settlement: T0 Platform: Nium One Sender market: Netherlands

TARGET2 2 groups

TARGET2: TARGET2 (Wire) Non-financial institutions Settlement: T0 Platform: Nium One Sender market: Europe

TARGET2: TARGET2 (Local) Non-financial institutions · Customer: AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE Settlement: T0 Platform: Nium One Sender market: Europe

SWIFT 2 groups

SWIFT: SWIFT (Wire) Non-financial institutions · Customer: Multiple locations Settlement: VARIES BY VARIANT Platform: Nium One Sender market: Multiple sender markets

SWIFT: SWIFT (Local + Wire) Non-financial institutions · Customer: All Settlement: T1 Platform: Nium One Sender market: Netherlands