SGD funding routes

FAST 2 groups

FAST: FAST (Local + Wire) Non-financial institutions · Customer: All Settlement: REALTIME Platform: Nium One Sender market: Singapore

FAST: FAST (Local) Non-financial institutions · Customer: Anywhere except US Settlement: REALTIME Platform: Nium One Sender market: Singapore

GIRO 2 groups

GIRO: GIRO (Local + Wire) Non-financial institutions · Customer: All Settlement: T1 Platform: Nium One Sender market: Singapore

GIRO: GIRO (Local) Non-financial institutions · Customer: Anywhere except US Settlement: T1 Platform: Nium One Sender market: Singapore

PayNow 1 group

PayNow: PayNow (Local) Non-financial institutions · Customer: Anywhere except US Settlement: REALTIME Platform: Nium One Sender market: Singapore

SWIFT 2 groups

SWIFT: SWIFT (Wire) Non-financial institutions · Customer: Multiple locations Settlement: VARIES BY VARIANT Platform: Nium One Sender market: All markets

SWIFT: SWIFT (Local + Wire) Non-financial institutions · Customer: All except HK Settlement: T1 Platform: Nium One Sender market: All markets