USD funding routes

ACH 1 group

ACH: ACH (Local) Non-financial institutions · Customer: Multiple locations Settlement: T0 Platform: Nium One Sender market: United States

Fedwire 1 group

Fedwire: Fedwire (Local) Non-financial institutions · Customer: Multiple locations Settlement: 0-2 HOURS Platform: Nium One Sender market: United States

CHATS 2 groups

CHATS: CHATS (Local + Wire) Non-financial institutions · Customer: HK Settlement: T0 Platform: Nium One Sender market: Hong Kong

CHATS: CHATS (Local) Non-financial institutions · Customer: Anywhere except US Settlement: T0 Platform: Nium One Sender market: Hong Kong

EFT 1 group

EFT: EFT (Local) Non-financial institutions · Customer: All Settlement: T0 Platform: Nium One Sender market: Canada

SWIFT 2 groups

SWIFT: SWIFT (Wire) Non-financial institutions · Customer: Multiple locations Settlement: VARIES BY VARIANT Platform: Nium One Sender market: All markets

SWIFT: SWIFT (Local + Wire) Non-financial institutions · Customer: Multiple locations Settlement: T1 Platform: Nium One Sender market: All markets