Verification market · IN
India
INR
LOCAL
PROXY
- Verification currency
- INR
- As listed in the source
- Documented methods
- 2
- LOCAL + PROXY
- Product response
- Under 2 sec
- Documented claim, not an SLA
What to send and what Verify returns.
Fields are method-specific. Omitted response fields are not treated as unavailable unless the source explicitly says so.
01 LOCAL verification INR · 2 response fields
Required inputs
- Account Name Required
- Account Number Required
- IFSC Code Required
Documented response fields
-
Account Status Always
-
Account Holder Name Always
02 PROXY verification INR · 2 response fields
Accepted proxy identifiers
VPA (UPI)
The supplied documentation lists accepted proxy identifiers, not a complete request-field schema.
Documented response fields
-
Account Status Always
-
Account Holder Name Always
Product-level behaviour
Nium Verify response and integration behaviour
Standalone API result
valid or invalid. A failureCode is documented when status is invalid.
Beneficiary-flow result
verified, not_verified or not_supported through Add Beneficiary V2.
Integration options
API or Portal · Nium One (N1) and Masspay · standalone or embedded in the payout flow.
Beneficiary action
No login, test deposit or recipient action is documented as required.
Go-live condition
Full production requires compliance approval and a signed Fee Schedule. Trial production is capped at 100 verifications in the supplied documentation.